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	<title>Hathaway Southern California Real Estate</title>
	<link>http://www.hathawayca.com</link>
	<description>Fine Estates &#124; Residentual &#124; Auctions</description>
	<lastBuildDate>Fri, 28 Aug 2009 16:57:56 +0000</lastBuildDate>
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	<item>
		<title>700 Billion Dollar Solutions…</title>
		<description><![CDATA[Special thanks to Gabe Houston for his proposed “SOLUTIONS” document on the subject. After months of encouragement, Mr. Houston has memorialized our collaborative thoughts and conversations to paper. The proposed SOLUTION is a response to a letter sent from Leo W. Gerard of the United Steel Workers Union to Treasury Secretary Paulsen, dated October 28, [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/700-billion-dollar-solutions%e2%80%a6</link>
			</item>
	<item>
		<title>New 2009 Conforming Loan Limit by Zip Code</title>
		<description><![CDATA[Here are the new updated conforming mortgage loan amounts as well as jumbo loans.  Please CLICK HERE for a detailed look by zip code.  If you have any underwriting questions please do not hesitate to ask. The guidelines are tight and we may have some great tips for getting the loans to fund.  If you [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/new-2009-conforming-loan-limit-by-zip-code</link>
			</item>
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		<title>Home Sellers Face the Deaded Financing Contingency</title>
		<description><![CDATA[The buyer financing contingency has left many sellers bitter and back on the market.  How can this happen?  The buyers had a pre-approval letter.  What went wrong?
As a mortgage broker licensed in numerous states and one that has come from direct lending institutions such as GMAC-Ditech.com and LendingTree.com, this issue is one that I could [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/home-sellers-face-the-deaded-financing-contingency</link>
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		<title>How to Negotiate with Sellers</title>
		<description><![CDATA[Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared.  Consider the following before starting negotiations:
Be prepared 
Research the housing market in the target area. Once you have information about the general area, focus on [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/how-to-negotiate-with-sellers</link>
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		<title>Smart Home Sellers Avoid the Home Inspection Time Bomb</title>
		<description><![CDATA[Serious home sellers along with direction from Realtors can easily navigate thru home inspection time bombs.  Seasoned listing agents help sellers avoid the home inspection contingency by ordering a home inspection on the sellers behalf before the home goes on the market.
The home inspection contingency across many states is the easiest way for many buyers [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/smart-home-sellers-avoid-the-home-inspection-time-bomb</link>
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		<title>What you get in the Short Sale Real Estate Market &lt; $600,000</title>
		<description><![CDATA[As a result of all the feedback, I have attached a list of the current short sales, foreclosures, and Bank Owned homes(single families only) in the following cities: Newport Beach, Coto de Caza, Rancho Santa Margarita, Huntington Beach, Laguna Hills, Laguna Beach, Mission Viejo, San Juan Capistrano, Ladera Ranch, and Lake Forest.  So for [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/what-you-get-in-the-short-sale-real-estate-market-600000</link>
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		<title>Short Sale and Foreclosure Tax Consequences</title>
		<description><![CDATA[This is one of the big questions always asked by clients in these tough situations.  There is a lot of mis-information on this subject which leads to fear.  Fear of the unknown, just compounds these tough situations.  So, I have enclosed a link that should shed more light on the tax consequences of short sales [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/short-sale-and-foreclosure-tax-consequences</link>
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		<title>New Conforming Loan Limit Calculator by Zip Code.</title>
		<description><![CDATA[This article is outdated..  For the NEW 2009 Conforming and Jumbo Loan limits please CLICK HERE
We are now getting a glimpse of how investors(mortgage providers) will be treating the new Fannie Mae/Freddie Mac conforming loan limits which were part of the national stimulus package. The first of many investors are coming out with general underwriting [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/ew-conforming-loan-limit-calculator-by-zip-code</link>
			</item>
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		<title>Real Estate Auctions vs. Traditional Real Estate Sales? .1</title>
		<description><![CDATA[This is a great topic for home sellers as they do not really understand the auction method of sale as it pertains to real estate.  So, is selling your home at auction a better way to go rather then listing it with a traditional real estate agent?


 The answer is an emphatic yes. 
The [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/real-estate-auctions-vs-traditional-real-estate-sales-which-is-right-for-you</link>
			</item>
	<item>
		<title>Real Estate Auctions vs. Traditional Real Estate Sales &#8211; Which is Right for You? .2</title>
		<description><![CDATA[Is it a sales plan or marketing plan?

The typical sales plan for a Realtor is to market the property on the MLS and wait for offers. Ok to be fair, I am a Realtor as well, we do run ads in the print media but typically most buyers find homes online via the MLS sharing [...]]]></description>
		<link>http://www.hathawayca.com/uncategorized/real-estate-auctions-vs-traditional-real-estate-sales-which-is-right-for-you-part-2</link>
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